#MoneyMantra | होम लोन की EMI बढ़ाएं या अवधि? जानिए ब्याज बचाने का सही तरीका
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#MoneyMantra | होम लोन की EMI बढ़ाएं या अवधि? जानिए ब्याज बचाने का सही तरीका
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There are millions of homes for sale with a 3% mortgage already attached, and you’re allowed to take it over. It’s called an assumable loan. If the seller has an FHA, VA, or USDA mortgage, you can legally step into it at their rate. Their 3% becomes your 3%, instead of a brand-new bank loan at today’s 6.5%. The bank will never point you to it, because a new loan is their payday and a loan you inherit isn’t. You just look for the word “assumable” and cover the gap between the loan balance and the
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There are millions of homes for sale with a 3% mortgage already attached, and you’re allowed to take it over. It’s called an assumable loan. If the seller has an FHA, VA, or USDA mortgage, you can legally step into it at their rate. Their 3% becomes your 3%, instead of a brand-new bank loan at today’s 6.5%. The bank will never point you to it, because a new loan is their payday and a loan you inherit isn’t. You just look for the word “assumable” and cover the gap between the loan balance and the
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