Should you leave money in your 401(k)… or use it toward your next home? Here’s what most people don’t realize: borrowing from your 401(k) can be non-taxable, penalty-free, and can lower your monthly mortgage payment by hundreds when used as a down payment. You’re paying yourself back — while keeping your housing cost lower. This is why knowing how money moves matters. 👉 Text “HOME” to 602-575-3611 and let’s break down what option actually makes sense for your situation. #firsttimehomebuyer #mor