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Stay at home parents can (and should!!) have their own retirement accounts. If you are a SAHM or SAHD, legally married, and filing jointly on your taxes, look into the spousal IRA rules!! It allows you to legally contribute to your OWN Roth IRA which is a super valuable retirement accounts! I have other content on how to open one and what to invest in on my page if you’re interested in learning more.
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