Student loans are a burden that can last for half your working life. In fact, it takes the average borrower 20 years to say goodbye to the debt they earned while getting a degree, according to the ...

Not everyone’s a natural with numbers — but if there’s one life skill worth forcing yourself to get good at, it’s money. Katie Roiphe, author of The Wall Street Journal’s Personal Space column, has ...

Americans now believe they’ll need more money to retire comfortably than they did even a few years ago. The “magic number” for retirement savings has grown by more than 50% since 2020 to roughly $1.5 ...

1. Have a budget It’s important to establish a budget in retirement, especially early on, when you’re adjusting to a new (and potentially lower) income. Start with your essential expenses, like ...

1. Worried about running out of money Whether you enter retirement with a $200,000 or $5 million nest egg, you may be worried about depleting it in your lifetime. And the longer you work and save, the ...

Retirees have more mortgage debt than ever before. According to a report from the Joint Center for Housing Studies of Harvard University, the share of homeowners ages 65 to 79 with a mortgage on their ...

Factoring in age J.P. Morgan’s report argues that the ideal age to claim Social Security depends largely on life expectancy. If you expect to live past 81, wait until 70. You’ll get the highest ...

How do Americans define success? It's not about being super rich or a famous celebrity. Instead, a new Empower survey revealed that 59% of Americans have a simple definition of what it means to be ...

Social Security benefits are the financial anchor that keeps many Americans afloat once they leave the workforce. And they are right now too. After all, nine in 10 people 65 and older were getting ...

This is the average 401 (k) balance for every age group According to Fidelity's data from the second quarter of 2024, here is the average 401 (k) balance for people of different ages: Gen Z: $12,000 ...

You claim benefits before full retirement age A worker’s PIA reflects the benefit received at full retirement age, however, you can actually start claiming Social Security once you turn 62 years old.

Huntsman said she felt targeted, as if she was being watched and set up to fail. When officers pulled her over, she pleaded to return the fireworks, not realizing the purchase was illegal.