State regulators are letting Xcel Energy defer how it accounts for a sharp increase in its liability insurance costs, which have spiked in the years after the Marshall Fire.

Individuals with large debts or dependents: If you have co-signed loans, outstanding debts or other financial commitments — ...

No medical exam life insurance is a popular category of the best life insurance and is particularly good for people seeking insurance later in life, forfeiting death benefit amounts and paying ...

Pacific Life, Protective and Symetra are the best no-exam life insurance companies, earning five out of five stars in our analysis There are now many no-exam options that are competitively priced ...

But there are multiple types of life insurance coverage, so understanding your options is a vital component of choosing the right policy. Many of the leading insurers now offer no-exam options for ...

Almost 20 years ago, I took out a 20-year term life insurance policy for $500,000 and named my wife as beneficiary. The ...

Getting life insurance typically requires a medical exam to give your provider a clearer picture of your health status. But there are policies available that don't require an examination.

and likely will require another life insurance medical exam. Conversely, most insurance companies will allow you to drop a rider from a policy simply by filling out a form to authorize its removal.

Standout benefits: You can convert a term life insurance policy into whole life with no underwriting or medical exam. State Farm offers nearly a dozen term, whole, and universal life insurance ...

For more information, see our expert panel. Life insurance is as complicated as the policyholders and beneficiaries who use it. That means there's no single "best" life insurance company.

This generally requires passing a state-administered licensing exam, as well as taking a licensing class that typically runs 20–50 hours. The sales commission that life insurance agents might ...