There are a variety of factors that go into your credit score, including on-time payments, the amount of your available ...

Let’s take a look at what this could mean for your credit score. The offer to buy now, pay later has become ubiquitous when ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

Payment history (35%): The largest chunk of your credit score is based on how good you are about making on-time payments to your credit cards, store cards, loans, mortgage and other accounts.

Over half of respondents to a new U.S. News survey – about 53% – don't know FICO scores are the scores lenders look at to determine your creditworthiness. In fact, about 44% confuse FICO with ...

Mortgage lenders typically evaluate a borrower’s creditworthiness using FICO Scores 2, 4, and 5. These scores are the ones used by Experian, Equifax and TransUnion — the three major credit ...