Managing Editor, Global Data and Automation ... The best one-year CD rate is 4.40%, offered by CommunityWide Federal Credit Union. This account is the highest-rated on our list, boasting a 4.8 ...

For example, according to data from the FDIC, the average rate on a 12-month CD is 1.78% as of March 2025, while the same term from Navy Federal currently earns 4.00% APY. This credit union’s ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

The Federal Reserve’s rate hikes have made interest-bearing accounts like certificates of deposit (CDs) a better investment. When you invest in a CD ... Alliant Credit Union offers different ...

You can find the best 3-year CD rates from online financial institutions. Lafayette Federal Credit Union currently offers the highest CD rate for a 3-year CD, at 4.28% APY. We check rates daily to ...

Be aware that the best New York CD rates can change at any time. Further, Bethpage Federal Credit Union CD offers a 10-month CD at 4.25% APY. Is It Possible To Get 7% Interest on My CD in New York?