Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

When dealing with something like an apartment fire, the one thing most renters might forget about it is renters insurance.

Additional living expenses Extra expenses (such as hotel bills) if you can’t live in your apartment due to a ... Whether your renters insurance policy uses replacement cost or actual cash ...

Most standard renters insurance policies cover storm damage. Keep in mind that renters insurance won't pay to repair the structure of your apartment or rented house. That's your landlord's ...

You can probably save money by getting your renters insurance from the same company that has your car insurance, paying in full or automatically, or having a security system in your rented house or ...

If you rent your home, renters insurance can cover your belongings from damage, loss or theft and protect you if a visitor gets hurt in your apartment or if you damage their property. More ...