Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.

Even though Fannie Mae dropped its FICO minimum, individual lenders still have the ability to set their own credit score requirements. "That being said, there may be cases where someone with a 597 ...

It’s the Bigfoot of the financial world; a perfect credit score. AKA, the highest score a person can get. This mythical and elusive number for the FICO Score is 850. And, for those unaware, FICO ...

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

Bill Pulte declared by tweet that homebuying costs would be lower if FICO had competition—a move that instead risks pushing credit-score prices higher.

FICO will incorporate Buy Now, Pay Later (BNPL) loan data into credit scores starting fall 2025. This change aims to provide lenders with a more complete picture of consumers' repayment habits.

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Ren, an IT contractor for financial institutions, recently discovered a problem that has little to do with his work performance and everything to do with his FICO score. He told The Ramsey Show he's ...

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...

Fannie Mae's credit scoring change could open up property loans to more Americans, but experts say risks remain.