Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

According to analysts, there is a change in the spending pattern among customers amid the rising household debt ...

If a creditor has a judgment lien on your rental property, your credit card debt will change from unsecured debt to secured debt, since the lender will have a claim on your property. It will not be ...

Credit card debt management isn't a magic solution, but it can be a powerful debt relief tool for the right person.

In today’s digital age, credit card fraud is becoming more and more common. It can happen to anyone—no matter how careful you ...

State-run banks face high credit card bad loan ratios, particularly from cards issued between September 2021 and October 2023 ...

Credit cards offer convenience and rewards but require a good credit score for approval. A score of 750 or above is usually ...

This debt relief strategy could have a big impact on a $50,000 debt, especially in today's high-rate environment.

The main difference is that people with good credit have access to lower interest rates and better refinancing options making debt consolidation easier. In contrast, those with bad credit must rely ...

Young adults have the most credit card debt in the county and credit counseling could help those who are struggling.

While debt settlement does affect your credit, for those who are already behind on their payments and struggling to manage their finances, it could provide invaluable relief. If successful, you could ...