The 2026 retirement rules turn what used to be a quiet back-of-the-envelope decision into a real compliance test for anyone using a 401(k). The core shift is simple but consequential: higher earners ...

Starting in 2026, a quiet but consequential shift in retirement law will change how many higher paid workers save in their workplace plans. The new 401(k) rule forces certain older, high earners to ...

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. The Net Unrealized Appreciation (NUA) rule is a rarely used, but ...

If you're over 50 and maxing out your 401(k), there's a big change coming in 2026 that could affect how much tax you pay on your "catch-up contributions." While it's mostly about taxes and retirement ...

Starting in 2026, Americans aged 50 and older earning over $145,000 must make their 401(k) catch-up contributions to a Roth account. This new rule means high-earning older workers will pay taxes on ...

The Labor Department proposed a rule on including alternative assets in 401(k)s, following an August executive order from President Donald Trump directing regulators to expand access. Alternative ...

A new change tied to your retirement account could help cover one of the most expensive and often overlooked costs families face. Other WRAL Top Stories Under a new federal rule, some workers will be ...

The U.S. Department of Labor proposed a rule on March 30, 2026 that would allow 401(k) plans to include crypto, opening a potential path for some of the $10.1 trillion in retirement savings to reach ...