No blood tests or medical exams are required, but applicants answer basic health questions ... for example, if you only need to cover end-of-life expenses, a no medical exam insurance policy ...

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a full ...

No-exam life ... a blood or urine sample. Instant life insurance: The insurer issues this type of policy using accelerated underwriting, although you still need to answer questions about your ...