Average CD rates have been declining month-over-month during 2025, according to Federal Reserve data — and yet there are still some good offers hanging on, some of which pay 4% and up. ( You can see some of the best CD rates from our partner Bankrate here.) But what’s next for CD rates? Should you lock in now? Here’s what pros told us.

Over one in four American adults have side jobs in addition to their full-time occupation, but experts say that number could increase again soon.

Both HELOCs and home equity loans have declined substantially from their highs reached at the beginning of 2024, although they have moved off the lows they achieved this year. Bankrate Chief Financial Analyst Greg McBride still forecasts that rates will decline in 2025 — especially those on HELOCs, potentially to their lowest level in three years.

Taking on a second job for extra cash is a way of life for many, and these industries are the ones people are choosing based on a new study.

A new Bankrate survey says 63% of Americans have a negative view of tipping Plus, what states have the highest, lowest tippers?

Survey: Top market strategists see stocks continuing to hit new all-time highs over the next 12 months