A balance transfer allows you to move a balance from one credit card to another, typically to take advantage of a low or 0% introductory APR. A balance transfer can save you money and give you more ...

Whether you've received a Vanilla Gift Card as a gift or bought it yourself as a way to pay for transactions without using your personal credit or debit card, at some point you may want to use it for ...

Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.