Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement ...

Over the past decade, some retirees have sought to lower their RMDs by buying a type of annuity called a qualified longevity ...

As many as 7% of retirees aren't taking required withdrawals from their accounts, a mistake that can be costly. Luckily, ...

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

Retirement taxes are often more complex than expected. Learn how RMDs, Social Security taxation, and recent OBBBA changes may ...

When you are making plans for retirement spending, you need to take many costs into account — including taxes. If you are ...

If you’re planning for retirement, it’s easy to get sucked into focusing on the “magic number” you think you’ll need to finally stop working and live comfortably. In fact, you could spend so much time ...

Discover how Roth 401(k) accounts are taxed, emphasizing tax-free withdrawals in retirement and upfront tax payments. Learn ...

Hardship withdrawals are like medicine: It's best not to need it, but if you have to take it, be prepared for some discomfort and side effects. One common piece of investing advice suggests only ...

One of the more underrated retirement strategies you can consider today is the Health Savings Account. Essentially, a ...