GOBankingRates on MSN

Best CD rates today: January 7, 2026 — earn up to 5.11% APY

Don’t wait — CD rates are declining, but you can still earn up to 5.11% with the best CD rates today. Score a high rate while they are still available.
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Best CD Rates Today: November 21, 2025 — Earn Up to 5.11% APY

Looking for the best certificate of deposit (CD) rates today? As of Nov. 21, 2025, Daniels-Sheridan Federal Credit Union is offering the best rate at 5.11% annual percentage yield (APY) for a 12-month ...