Retirement planning is gaining prominence in India due to extended life expectancy and rising inflation rates, prompting a significant shift towards market-linked instruments like the National Pension ...

The stock market has been in turmoil in the last few months. Many investors are seeing their returns from equity being eroded or at worse being negative. However, this one NPS pension fund has given ...

The National Pension System (NPS) has now brought some flexibility for subscribers after the PFRDA, or Pension Fund ...

"The recent amendment allows withdrawal of 80 percent as lump sum instead of the previous 60 percent, with only 20 percent mandatorily annuitized. However, the Income Tax Act has not been amended to ...

They also make more sense if you fall in the 0–20% tax bracket, where the pre-tax advantage of products like NPS largely ...

EPF offers fixed, government-backed returns mainly for salaried employees, ensuring safety and stable post-retirement income. NPS is open to everyone, provides market-linked returns, and offers ...

India's National Pension System (NPS) has emerged as a high-performing and cost-effective retirement planning tool, delivering over 13 per cent average annual returns in its equity schemes since ...

The government has introduced a one-time, one-way switch for central government employees who initially opted for the Unified Pension Scheme (UPS), allowing them to revert to the National Pension ...

Choosing an NPS annuity is really a choice between higher monthly income today and how much protection you want to leave for ...

In NPS, tax benefit is available for contribution up to Rs. 2 lakh/annum. Public Provident Fund (PPF) and Provident Fund (PF) take centre stage whenever savings for retirement come to mind for most of ...

The Budget provided a tax benefit on NPS investments but did nothing to address a long-standing problem. Under the current ...