Retirement planning saw major changes in 2025. Policymakers reformed EPF and NPS, making them more flexible and digital. NPS ...

This explainer compares both government-backed schemes, explaining returns, risk, flexibility, and pension benefits to help ...

Both government and private NPS subscribers can exit the scheme at 60 years of age. Under the new rules, both categories are ...

The Pension Fund Regulatory and Development Authority (PFRDA) has introduced significant changes to the National Pension System (NPS). Key updates include a reduced annuity limit to 20%, the option ...

Under the amended rules, government employees are now formally allowed to take loans from regulated financial institutions by ...

PFRDA eases NPS rules, allowing four pre-retirement withdrawals, clearer 25% limits and loans against NPS corpus for ...

Retirement planning often seems like a daunting task for ordinary people, but the year 2025 has proven to be a game-changer ...

They also make more sense if you fall in the 0–20% tax bracket, where the pre-tax advantage of products like NPS largely ...

While looking for a financially secure future, an investor should gain an understanding of retirement planning. Amongst the different retirement plans available in India, EPF & NPS are the ...

Previously, there was a cap on how long you could stay invested in the NPS. Now, subscribers can continue their investment until the age of 85, unless they choose to exit earlier. This benefits those ...