Self-employed, contractors and zero-hour workers can now access 95% loan-to-value (LTV) lending when applying for a Gen H mortgage.
Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Ariel Courage is an experienced editor, ...
Amy Morgan, senior leader for marketing at Target Group, says a rise in high-LTV mortgage lending comes with some real risks ...
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What Is Loan-to-Value and Why Does It Matter?
Text Callout : Key Takeaways - What Is Loan-to-Value and Why Does it Matter? Loan-to-value ratio compares the size of a loan used to finance an asset with the value of that asset. It’s commonly ...
When it comes to mortgage loans, the loan-to-value (LTV) ratio is one of the most important numbers. This ratio gives both the borrower and lender a picture of how much of the property’s value is ...
MT Finance has reduced rates across its commercial mortgage range and introduced a limited-time HMO product offering up to 80 ...
Chapter two of the FCA’s recently published ‘Mortgage Rule Review: Feedback Statement 25/6’ is framed around expanding access ...
Axos Bank's high NIM and profitability mask potential risks from high-yielding, low LTV loans to risky borrowers, raising concerns about loan quality. Axos trades at an 83% premium to TBV, unlike ...
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