Very few purchases are considered cheap these days, and car insurance is no exception. Rates can be high depending on where you live, what kind of vehicle you drive, as well as what kind of driver you ...

Building and maintaining good credit is hard work. But that hard work can pay off. A strong credit score can help you qualify for lower rates on loans or the best rewards credit cards, and it can even ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

Drivers with poor credit usually pay for more car insurance. That's because, in the majority of states, car insurance companies can use your credit history when determining your monthly premiums.

Representatives of consumer and civil rights organizations are condemning a congressionally-mandated report on insurance credit scoring by the Federal Trade Commission (FTC) as biased ...

CheapInsurance.com examines how an applicant's financial profile intersects with their driving profile in determining auto insurance rates. Most drivers know that factors like driving record, vehicle ...

A new report found that having a low credit score can double the amount a person pays for homeowners insurance, and the figure is higher for those in Illinois. The Consumer Federation of America and ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...