Today’s CD rates for January 20, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

Best CD Rates Today, Jan. 21, 2026: Only a Few Top APYs Still Standing

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...
The College Investor on MSN

Best 12-month CD rates for January 21, 2026: Up to 4.10%

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...

CD Rates Today: January 15, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

What's a good long-term CD account interest rate in 2026?

CD account interest rates remain competitive at the start of 2026. Here's what a good long-term CD account rate is now.

Where to Save Your Money Now That Interest Rates Are Lower

Savings yields have nudged lower in recent months as the Federal Reserve closed out 2025 by making three straight ...

CDs vs. High-Yield Savings Accounts: Which Is Better in 2026?

Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings ...

$20,000 CD vs. $20,000 high-yield savings account: Here's which can earn more in 2026

The interest-earning potential with either account is significant now, but only one will guarantee those returns.
MarketWatch

Some CDs are still offering 4% and up — but experts say ‘rates are likely to decline.’ So should you lock in now?

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...