For example, according to data from the FDIC, the average rate on a 12-month CD is 1.78% as of March 2025, while the same term from Navy Federal currently earns 4.00% APY. This credit union’s ...

You’ll earn one of the best APYs on 3-month CDs, but you need to deposit at least $25,000 to get that rate. Signature Federal Credit Union offers a 3-month CD with a competitive rate.

CDs offer fixed interest rates for the duration of their term, making them a predictable investment. Common CD terms include 3, 6, 12 and 18 months. When you open a CD at a bank or credit union, it’s ...

You can find the best 3-year CD rates from online financial institutions. Lafayette Federal Credit Union currently offers the highest CD rate for a 3-year CD, at 4.28% APY. We check rates daily to ...

The Federal Reserve’s rate hikes have made interest-bearing accounts like certificates of deposit (CDs) a better investment. When you invest in a CD ... Alliant Credit Union offers different ...

Pentagon Federal ... are the credit union equivalent of the certificates of deposit (CDs) found at banks. PenFed’s certificate rates tend to be competitive with the best CD rates from online ...