High-limit credit cards can offer spending power of $30,000, or more. Top-tier cards now come with travel credits, lounge access, and elite perks. Applications typically require excellent credit (740+ ...

If you are “prone to overspending or already struggling with credit card debt, having more than one card is risky,” said ...

Recent data from Experian shows how credit card debt varies across generations. Generation-Z carries an average balance of $3,493; Millennials hold $6,961 and Generation-X carries the most at $9,600.

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...