As long as you are a responsible credit card user without outstanding debt, there’s no reason you shouldn’t use your credit ...
President Donald Trump’s push to get credit card companies to voluntarily cap interest rates at 10% has gone nowhere. But consumer advocates say Americans strug ...
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Credit card debt hits a record $1.28 trillion—why this is a problem for first-time homebuyers
Credit card debt reached a record $1.28 trillion in late 2025. Rising balances are creating new challenges for those seeking ...
Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.35%. The ...
Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...
More people are turning to AI for money advice… especially about debt. Consumer Investigator Rachel DePompa shares how it’s ...
The federal cap that Trump has proposed would, in theory, prevent issuers from gouging customers. But not everyone agrees it ...
Discover key differences between debit and credit cards: spending limits, impact on credit scores, interest charges, and ...
A proposal pitched as a way to help consumers struggling with interest rates is unsettling the financial sector. As President ...
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What Is A Good Credit Card APR?
You may have seen the term “APR” while shopping for auto loans, mortgages or credit cards. It stands for “annual percentage rate” and describes the yearly cost of carrying an unpaid balance in various ...
"No more delays. It’s time to deliver relief for American families," U.S. Sen. Elizabeth Warren, D-Mass., said.
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