Life insurance usually pays out after someone has died, but cash value policies offer benefits while they’re still alive.

Some life insurance policies accumulate cash you can use while you're alive. Here are ways your families can use this benefit plus a few things to watch out for.

Unlock quick access to cash by borrowing against your life insurance policy — without credit checks or strict repayment terms ...

This is essentially a fee thrown in to assure the insurance company a profit, even if all those other fees somehow don't. The heavy fees involved with cash-value life insurance can really drag ...

Life insurance provides financial support to your family in the event of your passing. But this insurance can also offer ...

Picking the right life insurance can feel like a puzzle for a lot of folks. Term life insurance and whole life insurance each bring something different to the table. Figuring […] ...

For $1 million of coverage, a healthy 30-year-old can expect to pay between $800 and $900 per month for a whole life ...

There are several reasons why you may want to replace your current life insurance policy with a new one. If you have term ...

Whole life insurance is often expensive, but offers fixed premiums and a fixed rate of cash value growth. Term life insurance is a good fit if you have a specific debt you want covered after you ...

Is cash value life insurance taxable? Cash value is often tax-advantaged, but you might pay tax on withdrawals. Click here to ...

Some permanent life insurance policies have a cash value that accumulates over time. This cash value can provide a financial cushion for your family to pay for emergencies or planned expenses like ...

If you're wondering how cash-value life insurance can fit into your long-term financial planning, including its benefits and drawbacks, here's what to know. Cash value life insurance is a form of ...