The average auto refinance rate is 8.05%, but well-qualified buyers might be able to refinance at rates starting below 5%

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. Borrowers with excellent credit are more likely to get ...

Used-car loans generally carry higher interest rates than new-car loans, so shopping for rates is critical. Always shop around and secure a prequalification for a loan before heading to the dealership. Credit unions are often the best option for used-car ...

A bad credit car loan, also known as a subprime or second-chance loan, is auto financing for a borrower with a low credit score or thin credit history. While it varies by lender, most consider 670 or above a good credit score for a car loan. Someone with a FICO score of 580 or less is generally considered a high-risk applicant.

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. Credit unions might offer better auto loan rates than ...

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Car buyers in the United States are facing one of the most expensive markets in recent memory, and the data is starting to show just how steep the climb has become. More than 80 percent of new car buyer had to finance their purchase their vehicle, and last ...