The highest certificate of deposit rates of January 2026 — as well as the high-paying, more accessible CDs ...

CD account interest rates remain competitive at the start of 2026. Here's what a good long-term CD account rate is now.

A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a maturity period. CDs, depending on the yield, typically offer better yields ...

With the Fed cutting rates recently, the best CD rates today may not last long. Grab a top APY of up to 5.11% before the yields slide even further down.