But here at ESPN bowl prediction headquarters in downtown Indianapolis, we're not afraid of any circumstances. So let's get to the picks, from campus CFP sites through traditional bowls and all the way to the national title game on Jan. 20 in Atlanta.

Get our expert betting predictions for the evenly-matched CFP semifinal clash between Notre Dame and Penn State.

Notre Dame will play for the national championship after defeating Penn State in the Orange Bowl. Check out all the biggest moments from the game.