Since 1933, Northern States Power St. Paul Credit Union has been proud to exclusively serve the employees of XCEL (formerly NSP) Energy Company and their families. Since day one, NSP was founded to provide more specialized, hands-on service and better cater to the specific needs of our members—and above all else, to work toward building the financial strength, including adequate reserves and internal controls that will ensure the quality of life that our hard-working members deserve. Today, our original mission remains exactly the same: To earn our members' trust with personalized service and integrity. We strive to be more dedicated and more reliable than most non-specialized institutions. On top of that, we are not-for-profit, which means that rather than focus on our own personal gains, we pour any profits back into the credit union to provide better rates and additional products and services to you. Once you become a member, you're a member for life—one with stake in everything we do as a credit union.