Credit unions can be an easy, cost-effective alternative to banks, as they are often smaller, local and more personable when handling finances. Residents in Totowa, NJ, can establish a relationship with North Jersey Federal Credit Union, a local credit union serving Passaic County that is committed to providing financial freedom for their members. For over 80 years, this credit union has understood that each financial journey is different. Built on a reputation for personalized and friendly service, they provide members a truly customized experience with their flexible options and payment schedules. As part of their complete customer satisfaction, a more friendly, open and honest approach to personal finances is maintained.